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Radio Rentals evokes memories of terrible hair cuts, Golf GTIs and series of The Sweeney on ailing television sets. However, one of its direct descendants BrightHouse is beginning to claw back the place it lost on the high street with the emergence of shops like Currys, Dixons and Comet and the reduction in the price of TVs.

BrightHouse was created out of Thorn-EMI, the owner of Radio Rentals, by Terra Firma, Guy Hands’s private equity group. It gained infamy for very high APRs and costly mandatory extra cover. Todaythe retailer is on the front foot, attempting to clean up both its stores and its reputation as it embarks on a very ambitious growth programme. It plans to inaugurate 21 outlets next year and calculates that there is room for at least 600.

Only a dozen of BrightHouse 178 brances are in Greater London, but, as Leo McKee, the straight-talking chief executive of the chain, states the high street turns into a very different place beyond the M25.

Its clients, almost solely from the lower socioeconomic classes are having problems to get credit – if they ever could – as lenders cut their risk profiles.

“We are targeting areas that [Lloyds] TSB are moving away from,” Mr McKee stated. The prospect of BrightHouse stepping in to deliver credit to our less wealthy communities will not satisfy everyone. Nevertheless Mr. McKee believes that this is an old perception.

“When I “took over [in 2004], we “requested a “external “study to examine “the offering asking: ‘Is it sufficient?’ and: ‘Does it have longevity?’ he explained.

“The results came back: your name on the high street is garbage; you’re seen as a rip-off merchant; the prices were high, the stores shabby.

“The first thing I did was to change all the prices to match the high street, on the day I found out [the results].”

The old approach was that as long as customers could afford the installment, they would not care about the final price. And this thinking had knock-on effects right through the business.

That is what Brighthouse are now trying to solve so their image gets better amongst the general public.

On the road there are many different types of drivers, there are slow drivers which can be frustrating to people trying to get somewhere quick and there are also the speed demons that will drive at crazy speeds and invariably drive very dangerously.

Ideally every driver will obey the laws of the road and drive with consideration for other road users, it s often the case that we will be obeying the law when someone else will injure us and so we will rightfully claim against them but there are many other instances where we may need to make a road accident claim:

Pedestrian crossing the road

If a pedestrian is hit whilst using a marked crossing, traffic lights or somewhere else where they should have been visible to any oncoming drivers then there is usually some form of responsibility on part of the driver.

Car Passengers

In any road collision where you are a passenger you are not at fault and so you may be injured and since you are not the driver of either vehicles involved you are an innocent party and so will be entitled to make an injury claim.

Bus Passengers

Likewise with buses you are a passenger and so the driver has a responsibility to ensure the safety of their passengers, common injuries are caused by situations like the bus suddenly setting off before a passenger has found a seat or handle. There are other instances such as the driver driving erratically or stopping suddenly. As a passenger you may be able to make an injury claim.

Rear End Shunts

This is possibly the most common automotive related incident, what typically happens is a car brakes too late or the driver loses concentration and crashes into the back of another car. This will often result in the car in front’s passengers experiencing whiplash which is a common injury claim in these situations. In the majority of cases the car in the rear will be at fault for these collisions.

Motorbike or bicycle accidents

These injuries can be serious due to the lack of protection that motorbikes or bicycles have, cyclists of both varieties can be very vulnerable on the road due to other motorists’ lack of awareness and consideration.

So how can we make sure these common claims are not needed? Sticking to speed limits and being aware of the road, by this you should make sure to always use your mirrors before manoeuvring and not have any distractions when driving. Keeping your radio turned down, not using mobile phones or GPS devices or eating whilst driving will ensure you stay 100% aware of what’s going on and detect potential accidents before they happen.

Canvas art has become really popular over the last year or so, largely thanks to the the revolution caused by digital cameras. These days individuals can take snap photos with their cameras, then go to a canvas printshop and get their holiday / family photos represented on stretched canvas. Or maybe their favourite car, holiday location, or pet dog. In point of fact, any photo photographed can be printed onto canvas in minutes and become art on your office walls.

Photo software such as Photoshop and digital cameras have suddenly made it doable to virtually create your own artwork on canvas material – not only bringing some fun and creativeness to the task of gracing your walls with art, but saving you some money in the process.

There are loads of websites that give you the option to upload your photograph, select your canvas size, and then purchase it. Normally these photos are put on canvas outstretched utilising stretcher bars.

If there’s a canvas printshop close to where you live, you can walk in with your photographs, and leave 20 minutes later with canvas art under your arm of your photo – it’s that quick and easy.

Any examples of such art? Try these examples of movie legends canvas art. If you’re stuck for inspiration, you can always check out a website with photos that are royalty free – then take your bought photos to a printshop or website that produces canvas prints and get them printed onto canvas.

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